Skip to Content Skip to Sitemap

As the State begins to reopen our drive-thrus will remain open & our lobbies will continue to be available by appointment only for the well-being of our customers, employees & community.  Click Here for Details.    

 
Other Consumer Loans
Online Banking
Username field for login. Enter username
Forgot password?
Consumer Registration
Business Registration

Other Consumer Loans

Secured Personal Loans

Do you have collateral to borrow against? A secured personal loan may be just what you need. Secured Personal Loans can be used as a quick source of funds to finance a variety of projects.

  • Maximum financing up to 90% of the balance in the pledged deposit account.
  • Minimum loan amount $1,000
  • Interest Rate is 3.000% over the pledged account rate - Fixed (CD) or Variable (Savings) and an Annual Percentage Rate (APR) of 3.000% over the pledged account rate - Fixed (CD) or Variable (Savings).
  • Max Term of CD (if applicable).
  • Payment Type is Interest Only.
  • Subject to credit approval. Other terms and conditions may apply. Rates are subject to change without notice.

Home Improvement Loans

Do you own a home, and need cash to make small home improvements? A unsecured home improvement loan is an unsecured personal loan that you repay in monthly installments up to a maximum of 5 years. Home Improvement Loans can be used as a source of funds to finance a variety of home projects.

  • Minimum loan amount $5,000, Maximum loan amount of $25,000.
  • Interest Rate is 7.000% with an Annual Percentage Rate (APR) of 7.000%
  • Max Term is 60 Months (5 Years).
  • Payment Type is a Fixed Rate & Fixed Term.
  • A copy of the contractors quote must be provided at time of application.
  • Work must be conducted by a licensed and insured contractor.
  • Subject to credit approval. Other terms and conditions may apply. Rates are subject to change without notice.

Product

Interest Rate

APR

Payment per $1,000

Home Improvement Loan
12 Month Term 7.000% 7.000% $87.45
24 Month Term 7.000% 7.000% $45.68
36 Month Term 7.000% 7.000% $31.80
48 Month Term 7.000% 7.000% $24.89
60 Month Term 7.000% 7.000% $20.76