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Visa® Gift Cards FAQ's

Frequently Asked Questions From The Purchaser

 

1:  What is a Visa Gift Card?

2:  What dollar amounts can I put on a Visa Gift Card?

3:  Where can I purchase a Visa Gift Card?

4:  What payment method can I use to buy a Visa Gift Card?

5:  Will I be charged a fee for purchasing a Visa Gift Card?

6:  Where can a Visa Gift Card be used?

7:  Can I purchase multiple Visa Gift Cards?

8:  Can I add more money onto my Visa Gift Card?

9:  Will my credit be checked in order to purchase a Visa Gift Card?

10: Why purchase a Visa Gift Card rather than a store gift card or gift certificate?


Question #1:

What is a Visa Gift Card?

Answer:

The Visa Gift Card is a prepaid card - not a credit card. You can buy a Visa Gift Card and determine how much money you want to put on the card. You can buy a Gift Card for yourself or for someone else. Once you have purchased a Visa Gift Card, the cardholder can use it to make purchases anywhere Visa® debit cards are accepted.

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Question #2:

What dollar amounts can I put on a Visa Gift Card?

Answer:

Cards can be purchased for any whole dollar amount from $25 to $1,000 per card. 

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Question #3:

Where can I purchase a Visa Gift Card?

Answer:

You may purchase a Visa Gift Card at any one of our Windsor Federal Savings branch office locations. Click here to visit our nearest location.

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Question #4:

What payment method can I use to buy a Visa Gift Card?

Answer:

A Visa Gift Card can be purchased with cash, a check drawn on Windsor Federal Savings or a transfer of funds from a Windsor Federal Savings account.

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Question #5:

Will I be charged a fee for purchasing a Visa Gift Card?

Answer:

Yes. The fee is $4.95 per card.

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Question #6:

Where can a Visa Gift Card be used?

Answer:

A Visa Gift Card can be used for purchases at any location that accepts Visa® debit cards. However, the card cannot be used at ATM's and cash-back is not available at the point of sale.

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Question #7:

Can I purchase multiple Visa Gift Cards?

Answer:

Yes. You can purchase multiple cards at any Windsor Federal Savings branch office location and each card may be loaded with any whole dollar amount from $25 to $1,000.

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Question #8:

Can I add more money onto my Visa Gift Card?

Answer:

No. At this time that feature is not available.

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Question #9:

Will my credit be checked in order to purchase a Visa Gift Card?

Answer:

No.  We will not check your credit when you purchase a Visa Gift Card. The Visa Gift Card is a prepaid debit card and is not a credit card.

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Question #10:

Why purchase a Visa Gift Card rather than a store gift card or gift certificate?

Answer:

Unlike store gift cards or gift certificates, the Visa Gift Card enables the recipient to choose where, when and what they spend the money on. The card can be used as often as the card recipient desires up to the amount that was loaded on the card.  Since the card has the Visa logo, it carries more protection including replacement if lost or stolen.

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