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Telephone Banking
MasterCard® ATM/Debit Card
Miscellaneous Services
24-HOUR
TELEPHONE BANKING
- 1-888-226-5280
Banking is just a phone call away at
Windsor Federal Savings when you use any touch-tone telephone and dial
our toll-free number to access your accounts, 24 hours a day, 7 days a
week. Just look at what you can do with Windsor Federal's 24-Hour
Telephone Banking System:
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You can access detailed account
information on your checking, savings,
certificate of deposit, IRA, money market, mortgage,
installment loan and line of credit.
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Transfer money between accounts.
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Transfer money to make a loan
payment.
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Plus more!
Best of all ...
this service is FREE!!
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MasterCard®
ATM/DEBIT CARD
No Monthly
Maintenance Fee!!*
It's the ATM card that works like a
check! Get cash, transfer money, and pay for dinner, gas, that little
something ... it does it all! Windsor Federal Savings
MasterCard® Debit
Card is a multi-function card that will enable you to access
your checking or statement
savings account at any ATM displaying the NYCE® or SUM® logo. It also enables you to access your
checking account to make purchases of goods or services at any location where
MasterCard® is accepted.
| *ELECTRONIC
BANKING RELATED FEES |
| Monthly
Maintenance Fee |
FREE |
ATM
Transactions and Inquiries at ATMs not owned by WFS -
- Unlimited free transactions.
(Unlimited free transactions refers to fees assessed by WFS.
However, the ATM owner or operator may impose a surcharge fee
for the use of their ATM.) |
FREE |
| Point-Of-Sale
Transactions
- Unlimited transactions. |
FREE |
Debit Transactions:
- Currency Conversion Assessment Fee (CCA)
.2% of all debit card transactions that are converted
from foreign currencies back to
US dollars.
- Cross - Border Assessment Fee (ICA)
.8% of all cross-border debit card transactions. |
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| Replacement
of MasterCard®
Debit Card |
$ 8.00 |
| Rejected
MasterCard®
Debit Card Chargeback - per item |
$40.00 |
| ATM Transactions completed
at WFS ATMs by Non SUMSM
Member Bank Cardholders - per transaction |
$ 3.00 |
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Important
Information if your ATM/Debit Card is Lost or Stolen:
Tell us immediately if you
believe your ATM/Debit Card has been lost, stolen or used without
your permission. Telephoning
us is the best way to minimize your possible losses.
If you believe your Card has been lost, stolen or used
without your permission, call our Customer Service Center at
860-688-8511 during business hours or after business hours, call
1-800-264-5578.
Need an ATM
– but not the surcharges? Save SUM® money!
Now you can use thousands of ATMs
surcharge-free!
Through Windsor Federal Savings
membership in the SUM program, you can make surcharge-free withdrawals
at thousands of SUM ATMs nationwide. In these days of rising ATM fees,
we’re making it easy for you to access cash at ATMs without any
surcharge. As a Windsor Federal Savings customer, you are
automatically enrolled at no cost to you and the savings continues. Windsor Federal Savings
is one of more than 900 financial
institutions participating in the rapidly expanding SUM surcharge-free
program. That means you can get surcharge-free access to thousands of
ATMs around the country – a number that just keeps growing. Now you
can get cash and access account information at more locations – near
home, school and work, and at many of your favorite travel
destinations – all without paying a surcharge.
Just Look for the SUM Logo (and
download the free SUM Mobile Locator App)!
Where are all these SUM ATMs?
They’re easy to spot, because they’re clearly identified by the
distinctive SUM logo. See a complete listing of SUM ATMs by visiting www.sum-atm.com
or click on the SUM logo below. Remember, you can also download the
free SUM Mobile Locator app at your favorite app store. And keep
coming back – because new ATMs are being added all the time.
SUM®
FAQs
What is the SUM surcharge-free program?
Windsor
Federal Savings is a member of the SUM surcharge-free program administered by NYCE
Payments Network, LLC. Our SUM program membership means you can make
ATM withdrawals without paying a surcharge at all SUM ATMs.
Do I need to sign up at Windsor
Federal Savings , or is a “special” SUM ATM card required?
Your Windsor
Federal Savings ATM or debit card is automatically enrolled. No enrollment or
special card is required. Simply use your existing Windsor
Federal Savings ATM or debit card at any SUM ATM for surcharge-free service.
How do I find a SUM ATM?
There are two convenient ways to locate SUM ATMs. Visit www.sum-atm.com
or if you have a Smartphone (iPhone® or Android™)
download the free SUM Mobile ATM Locator from your app store. On
the SUM Web site, you can search by address or zip code; the SUM
mobile ATM locator app adds GPS functionality. So whether at home
planning a trip, or on the road, you can easily find the nearest SUM
ATMs.
How many SUM ATMs are available, and are there any outside of the
U.S.?
There are thousands of SUM ATMs available in 43 states, Puerto Rico
and the District of Columbia. Visit www.sum-atm.com
or
download the SUM Mobile ATM Locator app to
find participating SUM ATMs. SUM is growing and new ATMs are added as
soon as the information is available.
If another financial institution is a member of SUM, can I use all
of their ATMs without a surcharge?
Every SUM member decides which ATMs participate in the program, so
all ATMs of a particular member do not automatically participate. Be
sure to look for the bright red SUM logo on or near the ATM. You may
also visit www.sum-atm.com or download the SUM
Mobile ATM locator app to your Smartphone to
locate SUM ATMs.
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MISCELLANEOUS
SERVICES
Automatic
Transfer - A convenient way to save! An amount of money that you specified
is automatically transferred each month to one of your Windsor
Federal accounts.
Automatic
Payment - A convenient way to make loan payments and pay bills from your statement
savings or checking account.
Direct
Deposit - It is a safer, quicker, more convenient way to deposit your
payroll, pension, or recurring government checks.
Night
Depository - Our Night Depositories are conveniently located in well-lighted
areas and are available 24-hours a day, 7 days a week.
Notary
Service - This service is available at all of our office locations.
Overdraft
Protection -
Transfer money from statement savings
account to checking account to cover any
checks written.
Safe
Deposit Boxes - Protect your valuables! Variety of sizes available at 3 of our
offices.
U.S.
Savings Bonds - As
of January 1, 2012, paper savings bonds will no longer be sold at
financial institutions. This action, which supports the U.S.
Department of the Treasury's goal to increase the number of
electronic transactions with citizens and businesses, will save
American taxpayers approximately $70 million over the first five
years.
But savings bonds,
introduced in 1935, are not going away. Electronic savings bonds in
Series EE and I will remain available through purchase in
TreasuryDirect®, a secure, web-based system
operated by Public Debt – where investors have been purchasing
savings bonds, available 24/7, since 2002.
Click
here to purchase Electronic Series EE and I U.S. Savings Bonds.
Visa®
Gift Cards
- Visa Gift Cards
offer unparalleled convenience and flexibility.
Unlike store gift cards and certificates, Visa Gift Cards can
be used at the millions of locations worldwide where Visa is
accepted, including retail stores and online merchants.
Recipients can choose their perfect gift themselves – from
clothes to music, movie tickets to dinner and more.
Wire
Transfer - Electronically wire money in or out of your Windsor Federal account.
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Now
find the nearest SUM® ATM when you are on the road! 
Equal
Housing Lender