|
|
|
|
Windsor
Federal Savings,
MHC and Subsidiaries
Consolidated
Balance Sheets March 31, 2010 and 2009
|
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|
ASSETS
|
2010
|
2009
|
| Cash
and Due From Banks |
$3,676,327 |
$3,339,322 |
| Federal
Home Loan Bank Overnight Deposits |
156,703 |
223,447 |
| Interest
Bearing Demand Deposits with Other Banks |
26,865,996 |
12,211,105 |
| Money
Market Mutual Funds |
49,248 |
6,974,168 |
|
Cash
and Cash Equivalent
|
30,748,274 |
22,748,042 |
| Interest-Bearing
Time Deposits |
7,183,906 |
14,842,363 |
| Investments
in Available-For-Sale Securities (at fair value) |
83,161,023 |
69,828,063 |
| Investments
in Held-To-Maturity Securities (fair values of
$1,231,753 as of March 31, 2010 and $1,268,483 as of
March 31, 2009) |
1,219,926 |
1,277,893 |
| Federal
Home Loan Bank Stock, at Cost |
1,777,200 |
1,558,200 |
| Loans
Held-For-Sale |
162,000 |
1,401,600 |
| Loans,
Net |
217,973,253 |
212,432,778 |
| Bank
Owned Life Insurance |
5,722,536 |
5,514,823 |
| Premises
and Equipment |
4,840,503 |
4,267,140 |
| Core
Deposit Intangible and Goodwill |
1,629,895 |
1,828,045 |
| Accrued
Interest Receivable |
1,229,297 |
1,166,902 |
| Deferred
Income Tax Assets, Net |
850,246 |
1,329,077 |
| Other
Real Estate Owned |
- |
449,093 |
| Other
Assets |
2,677,063 |
813,392 |
|
TOTAL
ASSETS
|
$359,175,122 |
$339,457,411 |
| LIABILITIES
AND EQUITY |
|
|
| DEPOSITS: |
|
|
| Non
Interest-Bearing |
$
38,196,997 |
$
35,456,406 |
| Interest-Bearing |
245,530,692 |
232,010,360 |
| Total
Deposits |
283,727,689 |
267,466,766 |
| Customer
Repurchase Agreements |
25,745,769 |
19,035,498 |
| Federal
Home Loan Bank Advances |
11,000,000 |
17,000,000 |
| Other
Liabilities |
2,447,709 |
2,534,135 |
| Total
Liabilities |
322,921,167 |
306,036,399 |
| EQUITY: |
|
|
| Retained
Earnings |
35,416,261 |
33,501,934 |
| Accumulated
Other Comprehensive Loss |
837,694 |
(80,922) |
| Total
Equity |
36,253,955 |
33,421,012 |
|
TOTAL
LIABILITIES AND EQUITY
|
$359,175,122 |
$339,457,411 |
|
|
|
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|
Equal
Housing Lender