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Windsor
Federal Savings,
MHC and Subsidiaries
Consolidated
Balance Sheets March 31, 2011 and 2010
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ASSETS
|
2011
|
2010
|
| Cash
and Due From Banks |
$5,206,858 |
$3,676,327 |
| Federal
Home Loan Bank Overnight Deposits |
156,827 |
156,703 |
| Interest
Bearing Demand Deposits with Other Banks |
23,835,560 |
26,865,996 |
| Money
Market Mutual Funds |
49,270 |
49,248 |
|
Cash
and Cash Equivalent
|
29,248,515 |
30,748,274 |
| Interest-Bearing
Time Deposits |
1,661,997 |
7,183,906 |
| Investments
in Available-For-Sale Securities (at fair value) |
113,124,643 |
83,161,023 |
| Investments
in Held-To-Maturity Securities (fair values of
$1,187,273 as of March 31, 2011 and $1,231,753 as of
March 31, 2010) |
1,178,316 |
1,219,926 |
| Federal
Home Loan Bank Stock, at Cost |
1,777,200 |
1,777,200 |
| Loans
Held-For-Sale |
- |
162,000 |
| Loans,
Net |
214,895,715 |
217,973,253 |
| Bank
Owned Life Insurance |
5,931,642 |
5,722,536 |
| Premises
and Equipment |
4,708,103 |
4,840,503 |
| Core
Deposit Intangible and Goodwill |
1,431,746 |
1,629,895 |
| Accrued
Interest Receivable |
1,226,100 |
1,229,297 |
| Deferred
Income Tax Assets, Net |
938,918 |
850,246 |
| Other
Real Estate Owned |
46,500 |
- |
| Other
Assets |
2,080,287 |
2,677,063 |
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TOTAL
ASSETS
|
$378,249,682 |
$359,175,122 |
| LIABILITIES
AND EQUITY |
|
|
| DEPOSITS: |
|
|
| Non
Interest-Bearing |
$
45,107,753 |
$
38,196,997 |
| Interest-Bearing |
255,058,986 |
245,530,692 |
| Total
Deposits |
300,166,739 |
283,727,689 |
| Customer
Repurchase Agreements |
27,195,243 |
25,745,769 |
| Federal
Home Loan Bank Advances |
8,769,726 |
11,000,000 |
| Other
Liabilities |
2,769,524 |
2,447,709 |
| Total
Liabilities |
338,901,232 |
322,921,167 |
| EQUITY: |
|
|
| Retained
Earnings |
38,659,292 |
35,416,261 |
| Accumulated
Other Comprehensive Loss |
689,158 |
837,694 |
| Total
Equity |
39,348,450 |
36,253,955 |
|
TOTAL
LIABILITIES AND EQUITY
|
$378,249,682 |
$359,175,122 |
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Equal
Housing Lender